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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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Insurance

  • 8 minute read

How Much Is Too Much? Rethinking Our Health Insurance Costs

    • 6 minute read

    Your Guide to Insurance At Every Life Stage

      • 11 minute read

      Are Endowment Plans A Good Way to Save For Your Future Goals?

        • 11 minute read

        Where to go to get unbiased insurance advice – Havend review

           
           

          Investing

          • 3 minute read

          Could the tides be changing?

            • 8 minute read

            A better way for Singapore investors to trade options

              • 9 minute read

              Is it too late to invest in the Straits Times Index today?

                • 9 minute read

                2025 Financial Review


                  • Investing
                  • Stocks
                  • 8 minute read

                  Why Infrastructure Plays Are Likely To Be Resilient In The Coming Years

                    The markets have spoken – people are worried about inflation hitting its highest in 40 years and with little signs of abating anytime soon; while shrinking GDP is raising the…
                    • Investing
                    • Stocks
                    • 5 minute read

                    What you should look out for in your online broker

                      In an era of multiple online brokerage platforms, which should you choose? We’ve come a long way since in the last decade – investing has become a lot more accessible,…
                      • Investing
                      • 4 minute read

                      Review: How does moomoo Cash Plus work?

                        Where do you park your warchest cash while waiting for potential market opportunities? For investors looking for relatively low risk options but with fast (or almost instant) liquidity, moomoo Cash…
                        • Insurance
                        • 8 minute read

                        Do critical illness plans with multiple payouts always have to be expensive?

                          90% of critical illness claims in Singapore are due to cancer, stroke and heart attacks. One potential concern when you are considering a CI plan with multiple payouts could be the higher premium cost as compared to standalone plans. However, there are digital insurers that offer such plans and often priced at more affordable levels.
                          • Investing
                          • Stocks
                          • 8 minute read

                          What is the multi-asset income strategy?

                            Income investing remains attractive to the majority of beginners, as you enjoy regular payouts which you can either spend or reinvest. However, the strategy has become more challenging to execute…
                            • Investing
                            • Stocks
                            • 4 minute read

                            What We Can Learn From Temasek’s 2022 Investment Portfolio

                              In a year where most major markets have gone into bear territory, Temasek surprised on the upside with their net portfolio value hitting a record high of $403 billion, broken…
                              • Investing
                              • Stocks
                              • 6 minute read

                              Putting an end to the passive vs. active investing debate

                                In bear markets, passive investors start being hit by losses and are fully exposed to the downside. But in times of volatility, with deep expertise and knowledge of companies, asset…
                                • Insurance
                                • 5 minute read

                                Are you prepared for dengue fever?

                                  In case you missed the news, Singapore has been declared to be in an “emergency phase” due to the steep rise in the number of cases for dengue fever. In…
                                  • Credit Cards
                                  • 5 minute read

                                  HSBC Advance Credit Card Review – Possibly the Best Card for Cashback?

                                    The majority of cashback cards require consumers to choose between a low cashback rate (1+%) with few spending restrictions OR get a higher cashback rate (8-10%) on selected purchase categories…
                                    • Budgeting
                                    • Savings
                                    • 5 minute read

                                    How to Save Money in 2022 – Shopping at Guardian

                                      With inflation causing our cost of living to rise, it is time we started being a little savvier if we want to stretch our dollars even further across our everyday necessities. As for your health and beauty essentials, check out Guardian’s #LowPricesLocked range to get more bang for your buck – up to 30% savings! Here are my top picks.

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                                      Featured Posts
                                      • 1
                                        Is the monthly GrabCoins Flash Sale worth your coins? 
                                        • April 15, 2026
                                      • 2
                                        Could the tides be changing?
                                        • March 28, 2026
                                      • 3
                                        Chocolate Finance in 2026: Is it still worth putting money in?
                                        • March 26, 2026
                                      • 4
                                        A better way for Singapore investors to trade options
                                        • February 13, 2026
                                      • 5
                                        Is it too late to invest in the Straits Times Index today?
                                        • January 23, 2026
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