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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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trust freedom card user review
  • Credit Cards

Trust Freedom Card Review – is StockBack worth it?

    • Rewards
    • 4 minute read

    What to do with your expiring GrabCoins

      • Investing
      • 6 minute read

      What Is a CDP Account—and Do Singapore Investors Still Need One in 2026?


        Insurance

        • 8 minute read

        How Much Is Too Much? Rethinking Our Health Insurance Costs

          • 6 minute read

          Your Guide to Insurance At Every Life Stage

            • 11 minute read

            Are Endowment Plans A Good Way to Save For Your Future Goals?

              • 11 minute read

              Where to go to get unbiased insurance advice – Havend review

                 
                 

                Investing

                • 6 minute read

                What Is a CDP Account—and Do Singapore Investors Still Need One in 2026?

                  • 8 minute read

                  Are Custody Accounts Safe? A Singapore Investor’s Guide to CDP vs Broker Custody 

                    • 3 minute read

                    It will now cost less to buy SGX-listed stocks

                      • 8 minute read

                      Short games vs long games


                        trust freedom card user review
                        • Credit Cards
                        • 6 minute read

                        Trust Freedom Card Review – is StockBack worth it?

                          What if every time you paid for groceries, bought something online or ate at a restaurant, a small portion of your spending automatically went towards building your investment portfolio?
                          • Rewards
                          • 4 minute read

                          What to do with your expiring GrabCoins

                            Your GrabCoins may look like small change, but letting them expire is essentially leaving rewards you have already earned unused. Whether your balance is big or small, it is worth checking the GrabCoins catalogue because there may already be something you can redeem.
                            • Investing
                            • 6 minute read

                            What Is a CDP Account—and Do Singapore Investors Still Need One in 2026?

                              For decades, Singapore investors have used CDP accounts to hold local shares directly in their names. But with cheaper online brokers and custodian accounts becoming the norm, is CDP still necessary— or is it becoming a relic of the past?
                              • Investing
                              • 8 minute read

                              Are Custody Accounts Safe? A Singapore Investor’s Guide to CDP vs Broker Custody 

                                If you buy SGX-listed securities through a broker and they do not show up in your CDP account, does that mean you do not really own them? Here’s what Singapore investors need to know about CDP vs broker custody accounts — and how to decide which setup works better for you.
                                • Investing
                                • Stocks
                                • 3 minute read

                                It will now cost less to buy SGX-listed stocks

                                  Investors who were previously priced out of certain stocks on SGX can now rejoice! The minimum board lot size will be reduced from 100 to 10. Here’s what that means for you.
                                  • Investing
                                  • 8 minute read

                                  Short games vs long games

                                    The investor says they’re playing the long game, but then looks at the short-term trader and lusts after their rewards instead. No wonder there’s an emotional disconnect.
                                    • Savings
                                    • 3 minute read

                                    Is the monthly GrabCoins Flash Sale worth your coins? 

                                      Your GrabRewards are now GrabCoins, and the best time to redeem them might just be during the 15th of every month. During this limited window, your GrabCoins can be redeemed for up to 60% off on food, rides, and other vouchers!
                                      • Investing
                                      • 3 minute read

                                      Could the tides be changing?

                                        Last year was the first time since 2017 that international stocks outpaced the US. For the last 5 years, the predominant narrative on social media was to “just dollar-cost average…
                                        • Savings
                                        • 11 minute read

                                        Chocolate Finance in 2026: Is it still worth putting money in?

                                          I stayed in Chocolate Finance through the March 2025 chaos. Here’s why I have no regrets and topped up even more money this year.
                                          • Investing
                                          • 8 minute read

                                          A better way for Singapore investors to trade options

                                            We no longer have to stay up past midnight anymore to trade options. Introducing the world’s first pre-market US options trading platform, which is also the only brokerage in Singapore right now that allows you to trade during your after-office hours of 5pm – 10.30pm.

                                            Posts pagination

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                                            Featured Posts
                                            • trust freedom card user review 1
                                              Trust Freedom Card Review – is StockBack worth it?
                                              • September 9, 2026
                                            • 2
                                              What to do with your expiring GrabCoins
                                              • July 29, 2026
                                            • 3
                                              What Is a CDP Account—and Do Singapore Investors Still Need One in 2026?
                                              • July 22, 2026
                                            • 4
                                              Are Custody Accounts Safe? A Singapore Investor’s Guide to CDP vs Broker Custody 
                                              • July 6, 2026
                                            • 5
                                              It will now cost less to buy SGX-listed stocks
                                              • July 3, 2026
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