Savings Archives - SG Budget Babe

3 minute read

Is the monthly GrabCoins Flash Sale worth your coins?

SG Budget Babe

Your GrabRewards are now GrabCoins, and the best time to redeem them might just be during the 15th of every month. During this limited window, your GrabCoins can be redeemed for up to 60% off on food, rides, and other vouchers!

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11 minute read

Chocolate Finance in 2026: Is it still worth putting money in?

SG Budget Babe

I stayed in Chocolate Finance through the March 2025 chaos. Here’s why I have no regrets and topped up even more money this year.

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9 minute read

2025 Financial Review

SG Budget Babe

Released my book. Saw more multi-baggers. Dealt with haters. And yes, I managed to beat the S&P 500 again.

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4 minute read

Topping up your parent’s CPF for MRSS? You’ll no longer get tax reliefs on the first $2k

SG Budget Babe

4 years after I wrote about the CPF Matched Retirement Savings Scheme (MRSS), the policy has undergone further changes that anyone looking to leverage it should take note of. Launched…

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8 minute read

Maybank XL Cards Review: A Must-Have in 2025

SG Budget Babe

Imagine getting rewarded with 4 air miles per dollar (mpd) or 5% cashback for stuff you’re already paying for whenever you dine, shop, travel, play or spend overseas.

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8 minute read

How Much Is Too Much? Rethinking Our Health Insurance Costs

SG Budget Babe

I got a shock upon receiving my bill for my Integrated Shield plan (IP) last year. Even though I’m still in my 30s, it came up to almost S$2,000. My…

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2 minute read

Is Standard Chartered’s 8.05% interest on your savings worth the move?

SG Budget Babe

Local banks like DBS and OCBC have been cutting rates, but then SCB shocked everyone when they chose to do the opposite. But is 8.05% p.a. achievable and is it worth the move? Probably not, and here’s my take on why.

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8 minute read

Here’s how you can earn miles on your income tax payments

SG Budget Babe

Disclaimer: My bias towards CardUp is real, especially given how it has been a fail-proof solution for me for the last 8 years. But here’s how the other options to…

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9 minute read

Is Chocolate Finance’s USD account and card worth getting?

SG Budget Babe

In its latest move, Chocolate Finance now offers a Visa card earning 2 Max Miles per dollar to complement their upgraded managed account offering in both SGD and USD. Should you apply? Here’s what you need to know.

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