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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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Insurance

  • 8 minute read

How Much Is Too Much? Rethinking Our Health Insurance Costs

    • 6 minute read

    Your Guide to Insurance At Every Life Stage

      • 11 minute read

      Are Endowment Plans A Good Way to Save For Your Future Goals?

        • 11 minute read

        Where to go to get unbiased insurance advice – Havend review

           
           

          Investing

          • 3 minute read

          Could the tides be changing?

            • 8 minute read

            A better way for Singapore investors to trade options

              • 9 minute read

              Is it too late to invest in the Straits Times Index today?

                • 9 minute read

                2025 Financial Review


                  • My First Home
                  • Savings
                  • 8 minute read

                  PSA: No more SIBOR? Your SIBOR home loans will soon be pegged to SORA instead

                    What you need to know about the SIBOR to SORA transition, and what you need to do if you have an existing home loan pegged to SIBOR rates. PSA: If…
                    • Uncategorized
                    • 7 minute read

                    The best things I learned from Charlie Munger – a tribute

                      The world lost a light this morning. I woke up to sad news this morning when I read about Charlie Munger’s passing at the age of 99. As someone who…
                      • Family
                      • Insurance
                      • 6 minute read

                      Borders reopening: your checklist before your next adventure!

                        Having not travelled for so long, some of us might have forgotten the usual travel hacks. Here are all your must-haves before you start packing for your next adventure! When…
                        • Credit Cards
                        • Insurance
                        • 7 minute read

                        SingSaver Now Guarantees the Best Deals on Credit Cards and Insurance

                          What if we no longer had to compare between comparison sites and blogs just to get the best deal? Whenever I apply for a new credit card or need to…
                          • Fixed Deposits
                          • Savings
                          • 2 minute read

                          Singapore Savings Bonds are now at 3.4% p.a.

                            Announcement: If you haven’t seen it yet, the latest Singapore Savings Bonds yield 3.4% over 10 years, which is the highest yielding SSBs for all of 2023 till date! This…
                            • Family
                            • Savings
                            • 10 minute read

                            How to legally reduce your income tax in Singapore (2023 edition)

                              Yes, it is possible for many middle-income earners to legally get away with paying zero taxes…that is, if you know how to be smart about it. I was recently interviewed…
                              • Investing
                              • 9 minute read

                              Get out of Thinkorswim now! Better brokerages for retail investors to consider

                                Online global brokerage TD Ameritrade used to be popular among Singapore investors, especially those who were introduced to it through various investment trainers or trading course providers. However, investors received…
                                • Investing
                                • Stocks
                                • 10 minute read

                                Set Up An ETF RSP Now? Your Future Self Will Thank You

                                  Here’s why I think a Regular Savings Plan (RSP) will be the one of the best moves you can make for your own financial future.
                                  • Budgeting
                                  • 4 minute read

                                  Cheaper GrabFood Delivery Options To Save Money

                                    You can now choose between 99 cents delivery when you pre-order, or get up to 40% off with Saver delivery. Food delivery fees are getting more affordable, but only if…
                                    • Bank Accounts
                                    • Budgeting
                                    • Credit Cards
                                    • Savings
                                    • 9 minute read

                                    Dobin – possibly Singapore’s best personal finance app?

                                      Automatically track and manage your expenses while get more rewards on what you’re already spending on. Just leave it to Dobin! It has been a long time since I got…

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                                      Featured Posts
                                      • 1
                                        Is the monthly GrabCoins Flash Sale worth your coins? 
                                        • April 15, 2026
                                      • 2
                                        Could the tides be changing?
                                        • March 28, 2026
                                      • 3
                                        Chocolate Finance in 2026: Is it still worth putting money in?
                                        • March 26, 2026
                                      • 4
                                        A better way for Singapore investors to trade options
                                        • February 13, 2026
                                      • 5
                                        Is it too late to invest in the Straits Times Index today?
                                        • January 23, 2026
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