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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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Insurance

  • 8 minute read

How Much Is Too Much? Rethinking Our Health Insurance Costs

    • 6 minute read

    Your Guide to Insurance At Every Life Stage

      • 11 minute read

      Are Endowment Plans A Good Way to Save For Your Future Goals?

        • 11 minute read

        Where to go to get unbiased insurance advice – Havend review

           
           

          Investing

          • 8 minute read

          Short games vs long games

            • 3 minute read

            Could the tides be changing?

              • 8 minute read

              A better way for Singapore investors to trade options

                • 9 minute read

                Is it too late to invest in the Straits Times Index today?


                  • Investing
                  • 6 minute read

                  The biggest investing takeaways from Housel’s newest book, Same as Ever

                    Morgan Housel’s latest book is a gem into human behaviour and how we can learn from history and patterns to understand the future, as well as position our investments to benefit from it. Here are my biggest takeaways.
                    • My First Home
                    • Savings
                    • 8 minute read

                    PSA: No more SIBOR? Your SIBOR home loans will soon be pegged to SORA instead

                      What you need to know about the SIBOR to SORA transition, and what you need to do if you have an existing home loan pegged to SIBOR rates. PSA: If…
                      • Uncategorized
                      • 7 minute read

                      The best things I learned from Charlie Munger – a tribute

                        The world lost a light this morning. I woke up to sad news this morning when I read about Charlie Munger’s passing at the age of 99. As someone who…
                        • Family
                        • Insurance
                        • 6 minute read

                        Borders reopening: your checklist before your next adventure!

                          Having not travelled for so long, some of us might have forgotten the usual travel hacks. Here are all your must-haves before you start packing for your next adventure! When…
                          • Credit Cards
                          • Insurance
                          • 7 minute read

                          SingSaver Now Guarantees the Best Deals on Credit Cards and Insurance

                            What if we no longer had to compare between comparison sites and blogs just to get the best deal? Whenever I apply for a new credit card or need to…
                            • Fixed Deposits
                            • Savings
                            • 2 minute read

                            Singapore Savings Bonds are now at 3.4% p.a.

                              Announcement: If you haven’t seen it yet, the latest Singapore Savings Bonds yield 3.4% over 10 years, which is the highest yielding SSBs for all of 2023 till date! This…
                              • Family
                              • Savings
                              • 10 minute read

                              How to legally reduce your income tax in Singapore (2023 edition)

                                Yes, it is possible for many middle-income earners to legally get away with paying zero taxes…that is, if you know how to be smart about it. I was recently interviewed…
                                • Investing
                                • 9 minute read

                                Get out of Thinkorswim now! Better brokerages for retail investors to consider

                                  Online global brokerage TD Ameritrade used to be popular among Singapore investors, especially those who were introduced to it through various investment trainers or trading course providers. However, investors received…
                                  • Investing
                                  • Stocks
                                  • 10 minute read

                                  Set Up An ETF RSP Now? Your Future Self Will Thank You

                                    Here’s why I think a Regular Savings Plan (RSP) will be the one of the best moves you can make for your own financial future.
                                    • Budgeting
                                    • 4 minute read

                                    Cheaper GrabFood Delivery Options To Save Money

                                      You can now choose between 99 cents delivery when you pre-order, or get up to 40% off with Saver delivery. Food delivery fees are getting more affordable, but only if…

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                                      Featured Posts
                                      • 1
                                        Short games vs long games
                                        • May 7, 2026
                                      • 2
                                        Is the monthly GrabCoins Flash Sale worth your coins? 
                                        • April 15, 2026
                                      • 3
                                        Could the tides be changing?
                                        • March 28, 2026
                                      • 4
                                        Chocolate Finance in 2026: Is it still worth putting money in?
                                        • March 26, 2026
                                      • 5
                                        A better way for Singapore investors to trade options
                                        • February 13, 2026
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