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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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Insurance

  • 8 minute read

How Much Is Too Much? Rethinking Our Health Insurance Costs

    • 6 minute read

    Your Guide to Insurance At Every Life Stage

      • 11 minute read

      Are Endowment Plans A Good Way to Save For Your Future Goals?

        • 11 minute read

        Where to go to get unbiased insurance advice – Havend review

           
           

          Investing

          • 3 minute read

          Could the tides be changing?

            • 8 minute read

            A better way for Singapore investors to trade options

              • 9 minute read

              Is it too late to invest in the Straits Times Index today?

                • 9 minute read

                2025 Financial Review


                  • Savings
                  • 7 minute read

                  Should You Use BNPL When You Shop? A Guide By Grab

                    Buy Now, Pay Later. Are BNPL services worth using, and what are the possible repercussions? Learn how to use it right in order to maximize your cashflow, and what to…
                    • Savings
                    • 5 minute read

                    Fuzzie – Is It Worth Paying For Singapore’s By-Invitation-Only Privileges Club?

                      I’ve had the Fuzzie app since 2018 and was using it regularly for discounted vouchers and cashback across Grab, Zalora and other merchants. However, that came to a standstill in…
                      • Insurance
                      • 3 minute read

                      If you have a private hospital plan, prepare to set aside at least $3,000 for hospital bills from now

                        If you have a private hospitalisation insurance (Integrated Shield plan) with riders, you will now need to pay 5% co-payment in the event that you claim for a bill. Prior…
                        • Investing
                        • Stocks
                        • 5 minute read

                        Adding China and Technology Stocks Into Your Investments (+ Review of Syfe’s latest Core Portfolios)

                          For those of you who prefer to outsource their wealth-building to robo-advisors (like Syfe), would you prefer to be stuck with a limited handful of investment portfolios to choose from,…
                          • Bank Accounts
                          • Savings
                          • 2 minute read

                          Plebeians, Say Goodbye to Maybank Family and Friends Card

                            The card’s minimum spend of $500 for 5% cashback has now been removed – you’ll now need to spend at least $800 a month before you can get 8% cashback,…
                            • Insurance
                            • Investing
                            • 4 minute read

                            Short-Term Endowment Plans: Probably The Best Option for Savers in 2021? (+ Review of GREAT SP Series 3)

                              Ever since I started “hacking” my way to earn more on my cash, I’ve since grown accustomed to earning at least a high 1+% to a low 2% with minimal…
                              • Savings
                              • 3 minute read

                              Shopee Pay is now excluded from OCBC credit card rewards

                                OCBC recently updated their terms and conditions for their credit cards – cardmembers you may want to take note of these new exclusions as the changes kick in starting today,…
                                • Family
                                • 7 minute read

                                Cruise to Nowhere: Review of World Dream by Genting’s Dream Cruises

                                  Is a Cruise to Nowhere worth it? Absolutely! At under $400 per pax, my husband and I thoroughly enjoyed our 4D/3N stay on Genting’s World Dream cruise ship and would…
                                  • Family
                                  • Savings
                                  • 6 minute read

                                  Teach Your Kids Good Financial Habits While Giving Pocket Money

                                    With the rise in digital payments and online shopping, parents need to find new ways to educate their children about money – and at an earlier age, too. But how…
                                    • Family
                                    • Pregnancy
                                    • 3 minute read

                                    That “Child Thing” Cost vs. “Me Thing” Is Just Stupid – Having A Child Is More Than Just Costs

                                      You’ve probably seen this on social media or received this in one of your chat groups recently. I wanted to comment because not only are the numbers inaccurate for Singapore’s…

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                                      Featured Posts
                                      • 1
                                        Is the monthly GrabCoins Flash Sale worth your coins? 
                                        • April 15, 2026
                                      • 2
                                        Could the tides be changing?
                                        • March 28, 2026
                                      • 3
                                        Chocolate Finance in 2026: Is it still worth putting money in?
                                        • March 26, 2026
                                      • 4
                                        A better way for Singapore investors to trade options
                                        • February 13, 2026
                                      • 5
                                        Is it too late to invest in the Straits Times Index today?
                                        • January 23, 2026
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