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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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Insurance

  • 8 minute read

How Much Is Too Much? Rethinking Our Health Insurance Costs

    • 6 minute read

    Your Guide to Insurance At Every Life Stage

      • 11 minute read

      Are Endowment Plans A Good Way to Save For Your Future Goals?

        • 11 minute read

        Where to go to get unbiased insurance advice – Havend review

           
           

          Investing

          • 3 minute read

          Could the tides be changing?

            • 8 minute read

            A better way for Singapore investors to trade options

              • 9 minute read

              Is it too late to invest in the Straits Times Index today?

                • 9 minute read

                2025 Financial Review


                  • Family
                  • Insurance
                  • 3 minute read

                  Planning to Sail with Royal Caribbean Singapore Anytime Soon? Read this First.

                    Read this cautionary tale if you’re travelling on Royal Caribbean Singapore anytime soon, or if you intend to.
                    • Investing
                    • Stocks
                    • 5 minute read

                    Tired of Doing Technical Analysis on Your Laptop? You Can Now Chart On-the-Go with POEMS Mobile 3

                      For many years, POEMS has been one of Singapore’s most popular trading platforms with access to multi-assets, multiple markets as well as your own dedicated Equity Specialist – all for incredibly low fees, much lower than many of our local alternatives. And now with POEMS Mobile 3 being rebuilt from scratch, its newest integration of TradingView charting capabilities now enables you to conduct technical analysis on-the-go!
                      • Bank Accounts
                      • Savings
                      • 3 minute read

                      OCBC Has Fully Reimbursed S$13.7M to Scam Victims – Why this Scam will Go Down in History

                        OCBC has just announced that it has made “full goodwill payments” to all victims of the recent SMS phishing scam that impersonated the bank. Most have received their payouts, while…
                        • Family
                        • Pregnancy
                        • Uncategorized
                        • 7 minute read

                        Toddler Formula vs. Fresh Milk – Which is Better? Here’s Why We Choose Formula Milk

                          If your child is willing, you can make the switch to fresh or UHT milk after they turn one. But here’s why I chose to stick with formula milk anyway – it is cheaper, more convenient, and helps to greatly ease the mental load of modern parenting.
                          • Insurance
                          • Investing
                          • Savings
                          • 5 minute read

                          Savers Can Check Out this 1.2% p.a. Plan for 2 Years (Guaranteed Returns, Single Premium)

                            For savers with at least S$10,000 looking for an option that will give you at least 1.2% p.a. guaranteed returns for the next few years, which will serve you better – your bank account, fixed deposits, SSB, or short-term endowment plans?
                            • Investing
                            • Stocks
                            • 3 minute read

                            Econ Healthcare Lost 3.2 Million on a HK Stock. But How Did Crosstec Even Appear on Its Radar?

                              In a previous article about Econ Healthcare, I wrote about how I wasn’t interested to invest in the company for various reasons. Today, I add another key reason to that list…
                              • Investing
                              • Stocks
                              • 7 minute read

                              How Fractional Shares Can Help Investors – Syfe Trade Fees and Review

                                Investing in fractional shares can be useful for both new and experienced investors. For those who are just starting out and do not have a huge sum of capital to…
                                • CPF
                                • Property
                                • Savings
                                • 3 minute read

                                How CPF Can Help Your House (And Vice Versa)

                                  Some of you might recall my controversial post several years ago when I mentioned I didn’t have any intention of using my CPF to pay for housing, and prefer to…
                                  • Savings
                                  • 5 minute read

                                  How to Spot a Scam So You Don’t Become the Next Victim

                                    In December, Singaporeans lost over S$8.5 million to scammers. Of this sum, about S$2.7 million was lost to phishing scams masquerading as OCBC over the Christmas weekend alone. Some scammers…
                                    • Savings
                                    • 5 minute read

                                    2021 Financial Review – Income Growth But a Reduced Investment Performance

                                      As the year comes to an end, I typically do an annual review of my finances to check how my progress has been, and where we currently stand. I examine…

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                                      Featured Posts
                                      • 1
                                        Is the monthly GrabCoins Flash Sale worth your coins? 
                                        • April 15, 2026
                                      • 2
                                        Could the tides be changing?
                                        • March 28, 2026
                                      • 3
                                        Chocolate Finance in 2026: Is it still worth putting money in?
                                        • March 26, 2026
                                      • 4
                                        A better way for Singapore investors to trade options
                                        • February 13, 2026
                                      • 5
                                        Is it too late to invest in the Straits Times Index today?
                                        • January 23, 2026
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