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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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Insurance

  • 8 minute read

How Much Is Too Much? Rethinking Our Health Insurance Costs

    • 6 minute read

    Your Guide to Insurance At Every Life Stage

      • 11 minute read

      Are Endowment Plans A Good Way to Save For Your Future Goals?

        • 11 minute read

        Where to go to get unbiased insurance advice – Havend review

           
           

          Investing

          • 4 minute read

          SGX Orb Awards 2026 – thank you!

            • 10 minute read

            What’s the best way to buy the S&P 500 in Singapore?

              • 6 minute read

              What Is a CDP Account—and Do Singapore Investors Still Need One in 2026?

                • 8 minute read

                Are Custody Accounts Safe? A Singapore Investor’s Guide to CDP vs Broker Custody 


                  • Budgeting
                  • Earn More
                  • 6 minute read

                  How Much Can You REALLY Earn as a Shopee Affiliate?

                    If you already do most of your shopping on Shopee or have been sending links to your friends, there’s no reason for you NOT to be on the Shopee Affiliate Program. Why? Because there’s no cost involved, just 100% gains for you!
                    • Budgeting
                    • Credit Cards
                    • Savings
                    • 8 minute read

                    How I Save More With Fave 

                      You’ve seen the ubiquitous Fave QR code everywhere, from hawkers to retail shops all around Singapore. But let’s be real, how many of you actually know how and when to use the Fave app in order to maximise your savings? Here’s the guide you’ve been waiting for…don’t say I bojio because if you’re not using Fave, you’re missing out.
                      • Insurance
                      • 5 minute read

                      With Singlife Sure Invest demise, can digital ILPs survive?

                        I’m generally not a fan of ILPs (Investment-Linked Plans), but over the years, I’ve reviewed several more popular ILPs at the request of my readers. The very first ILP that…
                        • Insurance
                        • 16 minute read

                        How Much Commission Does Your Insurance Agent REALLY Earn?

                          Let’s talk about transparency. How much does your insurance agent reallllly earn from selling you policies, and how can you discern whether they’re truly working for your interest or to line their own pockets with more commissions? In this article, I’m going to reveal to you information that has never been made public before…and what you’re about to discover may shock some of you.
                          • Investing
                          • IPOs
                          • Stocks
                          • 12 minute read

                          Why I’m still investing in Singapore (and not just the US)

                            When I tell people about some of my recent investment wins, including several 20% – 48% gains in recent months, they tend to assume I’m talking about growth stocks in…
                            • Crypto
                            • Investing
                            • Stocks
                            • 7 minute read

                            What is the yen carry trade and why did it crash the markets?

                              There was a major selldown in the markets over the last 2 trading days, and the VIX touched levels not seen since the pandemic and the 2008 Global Financial Crisis.…
                              • Insurance
                              • 15 minute read

                              Adulting 101: An Insurance Roadmap for Gen Zs

                                “I just hope nothing happens to me” is a poor plan for your future. Gen Zs, this is my open letter to you. Take it from this Millennial personal finance mama who is (i) not an insurance agent but (ii) willingly pays for insurance to protect my entire family. I may only be a few years older than you, but I’ve seen more of life to know what it’ll be like without protection.
                                • Investing
                                • 9 minute read

                                Astrea 8 PE Bonds: 8 Things To Know Before You Apply

                                  Astrea 8 PE Bonds are here! This allows everyday investors a piece of the private equity pie. But what exactly are these bonds, and are they a good fit for your investment portfolio? Here are 8 essential things you should know
                                  • Investing
                                  • Savings
                                  • 10 minute read

                                  At 4.2% annual returns with no lock-ins, is Chocolate Finance the real deal?

                                    It has been 1 year since Chocolate Finance broke into the scene and offered a new model of investing your spare cash for returns higher than fixed deposits, without any lock-ins. One year on, has Chocolate Finance delivered on its promise and lived up to its hype?
                                    • Investing
                                    • 11 minute read

                                    Are Bond ETFs worth investing in?

                                      Based off recent market sentiments, the current bond market has been distressing for some investors. But if you think that’s a reason to strike off bonds (or bond ETFs) completely, think again.

                                      Posts pagination

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                                      Featured Posts
                                      • 1
                                        SGX Orb Awards 2026 – thank you!
                                        • September 26, 2026
                                      • 2
                                        What’s the best way to buy the S&P 500 in Singapore?
                                        • September 24, 2026
                                      • trust freedom card user review 3
                                        Trust Freedom Card Review – is StockBack worth it?
                                        • September 9, 2026
                                      • 4
                                        What to do with your expiring GrabCoins
                                        • July 29, 2026
                                      • 5
                                        What Is a CDP Account—and Do Singapore Investors Still Need One in 2026?
                                        • July 22, 2026
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