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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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Insurance

  • 8 minute read

How Much Is Too Much? Rethinking Our Health Insurance Costs

    • 6 minute read

    Your Guide to Insurance At Every Life Stage

      • 11 minute read

      Are Endowment Plans A Good Way to Save For Your Future Goals?

        • 11 minute read

        Where to go to get unbiased insurance advice – Havend review

           
           

          Investing

          • 3 minute read

          Could the tides be changing?

            • 8 minute read

            A better way for Singapore investors to trade options

              • 9 minute read

              Is it too late to invest in the Straits Times Index today?

                • 9 minute read

                2025 Financial Review


                  • Investing
                  • Savings
                  • 10 minute read

                  At 4.2% annual returns with no lock-ins, is Chocolate Finance the real deal?

                    It has been 1 year since Chocolate Finance broke into the scene and offered a new model of investing your spare cash for returns higher than fixed deposits, without any lock-ins. One year on, has Chocolate Finance delivered on its promise and lived up to its hype?
                    • Investing
                    • 11 minute read

                    Are Bond ETFs worth investing in?

                      Based off recent market sentiments, the current bond market has been distressing for some investors. But if you think that’s a reason to strike off bonds (or bond ETFs) completely, think again.
                      • Crypto
                      • Investing
                      • IPOs
                      • Stocks
                      • 9 minute read

                      Moby Review: Is the subscription worth it?

                        If I only had the budget (or time) for ONE investment subscription service, Moby would be my choice.
                        • Credit Cards
                        • 3 minute read

                        More nerfs to the UOB EVOL Card

                          And…another great cashback card bites the dust.
                          • CPF
                          • Family
                          • 7 minute read

                          Make Your CPF Nomination and LPA Today So That Your Loved Ones Won’t Be Burdened

                            Given the uncertainty of tomorrow, it’s crucial that we proactively devise a plan to manage our assets. By doing so early, we ensure that our loved ones can support us should we face challenges and that they will be provided for in the event of our absence. Here’s my experience on drafting a will, making a CPF nomination and a Lasting Power of Attorney (LPA), and how you can do yours too.
                            • Credit Cards
                            • 9 minute read

                            Best credit cards for overseas spending – 2024 edition

                              Here’s the most comprehensive guide online to helping you understand foreign currency transaction fees, sneaky charges and most importantly, the best solution to help you avoid paying all of those – the amaze card.
                              • Investing
                              • Stocks
                              • 5 minute read

                              How to analyse stocks using the moomoo app

                                The secret to finding time to analyse stocks while juggling kids and your career is to use mobile apps that can allow you to do it on the go. Thanks to digital brokerages that have democratised access to investing information for retail investors, this option now exists (vs. a decade ago when I first started investing – where everything had to be done on the desktop)!
                                • Credit Cards
                                • 10 minute read

                                Miles vs Cashback cards: which is better for you?

                                  To get the most rewards out of your credit cards, you need to decide early on if you prefer to chase after miles or earn cashback on your spending. Cashback cards work well if you’re a single spender, but once you start running a household, miles card will likely serve you best.
                                  • Investing
                                  • Robos
                                  • 13 minute read

                                  DBS POSB Retirement digiPortfolio review: Is it any good?

                                    You may have heard of target date funds as the popular choice for retirement savers in the US. So, why are they not the default here? The new Retirement digiPortfolio…
                                    • Credit Cards
                                    • 4 minute read

                                    Best credit cards to use for miles in 2024

                                      If you’re trying to clock up enough miles fast, here are the best credit cards in Singapore to use right now and what I personally recommend.

                                      Posts pagination

                                      Previous 1 … 5 6 7 … 86 Next
                                      Featured Posts
                                      • 1
                                        Is the monthly GrabCoins Flash Sale worth your coins? 
                                        • April 15, 2026
                                      • 2
                                        Could the tides be changing?
                                        • March 28, 2026
                                      • 3
                                        Chocolate Finance in 2026: Is it still worth putting money in?
                                        • March 26, 2026
                                      • 4
                                        A better way for Singapore investors to trade options
                                        • February 13, 2026
                                      • 5
                                        Is it too late to invest in the Straits Times Index today?
                                        • January 23, 2026
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