Insurance
Investing
(COVID-19 Questions) Should I Defer My Insurance Premiums and Mortgage Payments?
TLDR: It depends, and probably not for your property loans. MAS has recently announced that you can apply to your banks and insurers to defer repayment of your property loans…
How can I cope with rising healthcare costs?
The answer isn’t as simple as “buy more insurance”. Here’s why. Longer life expectancies. Rising healthcare costs. The sandwiched generation. Add that together and you basically have an equation for…
High Yield Bank Accounts Have Cut Their Interest Rates – Find Out How You’re Affected
Come May, you will soon earn less interest on your bank deposits. No, this isn’t an April Fool’s joke (although I certainly wish it was). With interest rates dropping across…
Bond yields have now fallen. Check out Capital Plus yielding 2.13% p.a. over 3 years instead
With all the uncertainty in the markets over COVID-19, there are fears that we may start sinking into an economic recession. When this happens, there will always be people who…
3 Moves To Make Your CPF Work Harder For You
Did you know? More Singaporeans are making cash top-ups to their own CPF accounts and that of their loved ones, with over 1.6 billion in the first 10 months of 2019.…
Should I Sell Now And Buy Back Later?
When markets are going down, it is easy to say, Since stock prices are falling, I’m going to sell now and then buy back cheaper later! Trust me, I’ve made…
Is The I Quadrant A Scam? (No)
By now, most of you would have seen the ads for The I Quadrant (TIQ) popping up on your Facebook or Youtube. If you’re considering whether to shell out $3000…
Is a market crash coming?
Are markets crashing? Is this the start of a global recession, and how long will it last this time? There’s been a lot of talk (and action) in the market…
Personal Finance is Personal
Who doesn’t love a short-cut? But when it comes to personal finance, there is no real short-cut. And to all those who have been shelling out $5,000 for an investment course…
The revamped GrabRewards – Here’s Why I Think It Sucks
Grab has recently revamped their GrabRewards system, and I think it sucks. The changes kick in on 2 March 2020. How should we consumers react? What it means for consumers:…