Are Modern ILPs Worth Your Time?
Traditional ILPs were used to be popular in an era where consumers flocked to hybrid policies that provided both insurance protection and investment returns. However, the cost also meant that…
Browsing Tag
Financial Planning
85 posts
How can females become better investors?
Hint: You won’t have to try too hard, as long as you learn how to leverage your innate female characteristics that has been proven to lead to better investing results…
Budget 2023: Why I’m not a fan of the revised WMCR
While the Singapore government’s latest Budget 2023 doled out several goodies, it also came with one unexpected shocker (especially for many working mothers) when it was announced that there’ll be…
Manage all your finances in one place with OCBC Financial OneView
Good news for Singapore: SGFinDex now officially includes insurance data, which means that you and I are finally able to manage our bank accounts, CPF, HDB, IRAS, CDP investments and…
The Challenge with Personal Finance Today
Managing one’s personal finances today looks very different from what it used to be for our parents’ generation. No wonder more people are falling behind and are unable to get…
2022 Financial Review – A Challenging Year
Phew, what a year 2022 has been! As it comes to an end, this is my annual review of my finances to check where we are now and ensure that…
Capital-guaranteed and low-risk options for savers in 2022
If you’re still earning anything less than 1% on your cash, it is time to wake up and do something…before rising inflation erodes the value of your dollars any further.…
Beat Inflation with these hacks!
When inflation hits and you’re seeing your expenses go up as a result, what do you do? Do you: I’m the type of person who falls into the third category,…
What’s the Best Rate for Home Loans Today?
Your home loan is generally the largest among your fixed expenses each month. Make sure you lock in the best home loan at the best rates so that you don’t…
Do critical illness plans with multiple payouts always have to be expensive?
90% of critical illness claims in Singapore are due to cancer, stroke and heart attacks. One potential concern when you are considering a CI plan with multiple payouts could be the higher premium cost as compared to standalone plans. However, there are digital insurers that offer such plans and often priced at more affordable levels.