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SG Budget Babe

Personal Finance for Singaporeans

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    • Credit Cards
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Budgeting

24 posts
  • 4 minute read

How to earn miles on your income taxes

  • SG Budget Babe
Don’t make the mistake of paying for your income taxes via GIRO, because that earns you absolutely NOTHING on your payments. Here’s what I’ve been using to earn miles on…
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  • 4 minute read

A word for Buy Now Pay Later (BNPL) users

  • SG Budget Babe
Are you unknowingly being nurtured to cultivate more reckless spending habits? A few years ago, when Buy Now Pay Later (BNPL) services were first launched, a lot of folks questioned…
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  • 7 minute read

Young and in debt? An open letter to the young Singaporeans today

  • SG Budget Babe
For all the young Singaporeans who actually WANT to have greater financial security and independence, this is for you.
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  • 3 minute read

Budget 2023: Why I’m not a fan of the revised WMCR

  • SG Budget Babe
While the Singapore government’s latest Budget 2023 doled out several goodies, it also came with one unexpected shocker (especially for many working mothers) when it was announced that there’ll be…
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  • 9 minute read

Manage all your finances in one place with OCBC Financial OneView

  • SG Budget Babe
Good news for Singapore: SGFinDex now officially includes insurance data, which means that you and I are finally able to manage our bank accounts, CPF, HDB, IRAS, CDP investments and…
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  • 8 minute read

The Challenge with Personal Finance Today

  • SG Budget Babe
Managing one’s personal finances today looks very different from what it used to be for our parents’ generation. No wonder more people are falling behind and are unable to get…
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  • 6 minute read

2022 Financial Review – A Challenging Year

  • SG Budget Babe
Phew, what a year 2022 has been! As it comes to an end, this is my annual review of my finances to check where we are now and ensure that…
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  • 8 minute read

Beat Inflation with these hacks!

  • SG Budget Babe
When inflation hits and you’re seeing your expenses go up as a result, what do you do? Do you: I’m the type of person who falls into the third category,…
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  • 4 minute read

What’s the Best Rate for Home Loans Today?

  • SG Budget Babe
Your home loan is generally the largest among your fixed expenses each month. Make sure you lock in the best home loan at the best rates so that you don’t…
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  • 6 minute read

Trust Bank Review: Get $170 in 15 minutes

  • SG Budget Babe
Go get $170 of generous sign-up perks for yourself and your family first (while it lasts), then decide whether sticking around with the credit card / savings account makes sense…
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    Raising a family in Singapore? Here’s how Budget 2025 can help to offset costs
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