Tools I Personally Use
Buying gold and silver Getting free miles (Reader’s promo)
Best Bank Accounts (with mandatory salary crediting)
*Winner*: DBS Be Your Own Boss (update: closed)
POSB Cashback Scheme
OCBC 360
*Runner-up*: Bank of China SmartSaver
Standard Chartered Bonus$aver
DBS Multiplier
POSB Save As You Earn (SAYE)
Best Vanilla Bank Accounts (without salary crediting)
*Winner*: UOB One
CIMB FastSaver
CIMB StarSaver
RHB High-Yield Account
OCBC Bonus+
| Bank Account | Maximum interest (p.a.) |
| DBS Be Your Own Boss (BYOB) | 4% |
| Standard Chartered Bonus$aver | 3.88% |
| Bank of China SmartSaver | 3.55% |
| DBS Multiplier | 3.5% |
| UOB One | 3.33% |
| OCBC 360 | 3% |
| MayBank SaveUp | 3% |
| HSBC Advance | 2.45% |
| POSB SAYE | 2% |
| POSB Cashback Bonus | $1,560 |
| CIMB FastSaver | 1% |
| RHB High-Yield Savings | 1% |
| CIMB StarSaver | 0.8% |
| OCBC Bonus+ Savings | 0.8% |
Multi-Currency Account (to skip FX and DCC charges)
*Winner*: DBS Multi-Currency Account
Best Debit Card
*Winner*: DBS Visa Debit (5% cashback)
Best Credit Card (Cashback / Miles)
*Winner*: UOB One
OCBC 365
Citibank Premier Miles
UOB PRVI Miles
DBS Altitude Visa Signature
DBS Women’s World Card
HSBC Advance
Best Endowment Plans / Fixed Deposits
2017 best fixed deposits
FWD 2.02% 3-year endowment
Best Home Loans
DBS / POSB
2017 best home loans
On Saving:
How I Saved $20,000 in a Year
How to Save $20,000 in 2015
Areas to Save Money in Singapore
Why You Need An Emergency Fund
Why Women Find It Harder to Save
Guys: How to Save While Dating
How to Save Money on Groceries
How to Live A Rewarding Life While Saving
On Loans / Clearing Debts:
A Guide to Paying Off Your Tuition Fee Loan
How much debt do Singaporeans have?
On Maximising Your CPF:
How We Can Get More $$ from the Government in Our CPF
Giving Your Parents Monthly Allowance? Get “Filial Piety” Tax Rebates By Using This Method Instead!
On Investing:
How to Get Started On Investing
10 Questions To Ask Yourself Before You Invest
A “Fail-Safe” Investing Method To Beat Inflation And The Stock Market (The Singapore Permanent Portfolio)
You CAN Afford to Invest on the Singapore Stock Market!
Paying 1% In Investment Fees Could Mean Giving Up To 1/3 Of Your Wealth
How to Avoid Losing (too much) Money in the Stock Market
What you should look at before buying ETFs
On Insurance:
What Insurance Do I Need?
Your Guide To Healthcare Insurance in Singapore
Why I Fired My Insurance Agent
Here Are Some Important Questions to Ask Your Insurance Agent
Should I Buy That ILP? (And why I cancelled mine)
Should I Buy Health Insurance When I’m Already Covered By Both MediShield Life and My Employer?
Should I buy Term or Whole Life Insurance?
Read this before you buy Whole Life insurance
The 7-Year Historical Fund Performance of Singapore’s Insurance Companies
Should You Buy Direct or Through Your Insurance Agent?
Others:
The Different Money Habits of the Middle Class vs. Rich Singaporeans
Part One: Real Needs vs. Perceived Needs
Part Two: The Lies Advertisers Have Us Believe
