A word for Buy Now Pay Later (BNPL) users
Are you unknowingly being nurtured to cultivate more reckless spending habits? A few years ago, when Buy Now Pay Later (BNPL) services were first launched, a lot of folks questioned…
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Savings
263 posts
Credit card interest and late fees in 2023
CIMB recently announced a hike in their interest rates for credit cards, which will come into effect next month. Here’s a look at the changes, as well as the prevailing…
Young and in debt? An open letter to the young Singaporeans today
For all the young Singaporeans who actually WANT to have greater financial security and independence, this is for you.
Is GrabUnlimited Worth It?
This was the question I asked myself when I saw the notification in my app for Grab’s latest subscription plan. At $5.99 a month, how much savings can I get…
Reflections on SVB’s Collapse – What did investors miss?
An ELI5 summary of how and why SVB failed, and whether there were any red flags that retail investors could have used to foresee this. What can we, as investors,…
Budget 2023: Why I’m not a fan of the revised WMCR
While the Singapore government’s latest Budget 2023 doled out several goodies, it also came with one unexpected shocker (especially for many working mothers) when it was announced that there’ll be…
Manage all your finances in one place with OCBC Financial OneView
Good news for Singapore: SGFinDex now officially includes insurance data, which means that you and I are finally able to manage our bank accounts, CPF, HDB, IRAS, CDP investments and…
How much did Singapore put into MAS T-Bills in 2022?
With fixed income instruments back in the spotlight again, the MAS treasury bills received a lot of attention as the yields climbed higher. Every tranche that was issued after July…
The Challenge with Personal Finance Today
Managing one’s personal finances today looks very different from what it used to be for our parents’ generation. No wonder more people are falling behind and are unable to get…
2022 Financial Review – A Challenging Year
Phew, what a year 2022 has been! As it comes to an end, this is my annual review of my finances to check where we are now and ensure that…