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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
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Savings

258 posts
  • 8 minute read

PSA: No more SIBOR? Your SIBOR home loans will soon be pegged to SORA instead

  • SG Budget Babe
What you need to know about the SIBOR to SORA transition, and what you need to do if you have an existing home loan pegged to SIBOR rates. PSA: If…
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  • 7 minute read

SingSaver Now Guarantees the Best Deals on Credit Cards and Insurance

  • SG Budget Babe
What if we no longer had to compare between comparison sites and blogs just to get the best deal? Whenever I apply for a new credit card or need to…
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  • 2 minute read

Singapore Savings Bonds are now at 3.4% p.a.

  • SG Budget Babe
Announcement: If you haven’t seen it yet, the latest Singapore Savings Bonds yield 3.4% over 10 years, which is the highest yielding SSBs for all of 2023 till date! This…
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  • 10 minute read

How to legally reduce your income tax in Singapore (2023 edition)

  • SG Budget Babe
Yes, it is possible for many middle-income earners to legally get away with paying zero taxes…that is, if you know how to be smart about it. I was recently interviewed…
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  • 4 minute read

Cheaper GrabFood Delivery Options To Save Money

  • SG Budget Babe
You can now choose between 99 cents delivery when you pre-order, or get up to 40% off with Saver delivery. Food delivery fees are getting more affordable, but only if…
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  • 9 minute read

Dobin – possibly Singapore’s best personal finance app?

  • SG Budget Babe
Automatically track and manage your expenses while get more rewards on what you’re already spending on. Just leave it to Dobin! It has been a long time since I got…
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  • 7 minute read

The 4 Secrets of Savvy Consumers

  • SG Budget Babe
Inflation is real, but we’re not all helpless. Here’s some savvy tips to help you stretch your dollars and beat inflation.
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  • 12 minute read

How legit is Chocolate Finance’s 4.5% return?

  • SG Budget Babe
At 4.5% p.a. guaranteed* return on your deposits, how legit is Chocolate Finance and how are they able to promise such a high yield when the banks can’t? Singaporeans rushed…
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  • 8 minute read

How I Plan To Get $5k Monthly From My CPF

  • SG Budget Babe
You’ve seen my plan for building up my retirement income (here), and you’ve sent in the questions. In this article, I dive deeper into how I intend to get paid…
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  • 5 minute read

GXS Bank is offering 3.48%! Should you rush to deposit?

  • SG Budget Babe
When GXS Bank launched late last year, there was little incentive to sign up because the deposits were limited to only $5,000. However, now that GXS has raised the deposit…
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