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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
  • Academy
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Savings

263 posts

How to Up Your Credit Card Game

  • SG Budget Babe
If you’re not hacking the credit card game in Singapore to get free cash (back) or miles for money that you’re already spending, it is about time you got on…
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Is it Worth Joining A Co-Operative?

  • SG Budget Babe
In a previous post, I wrote about what credit co-operatives (co-ops) do and the important role they play in society. I’ve also received some questions from readers as to whether…
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Understanding credit co-operatives – could they be an alternative to banks?

  • SG Budget Babe
What is a credit co-operative? Unless you’re in one, most Singaporeans do not know of them nor the important role they play in society. More importantly, you may not be…
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Save money when transferring abroad – Review of TransferWise

  • SG Budget Babe
Did you know about these hidden costs in money transfers?  75% of Singaporeans don’t understand the true cost of sending money overseas – which includes both upfront fees and an…
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Review of Your Financial GPS – Your handy digital financial advisor by DBS

  • SG Budget Babe
If you wish to achieve financial independence, you need to plan and consistently ensure you’re on track to meeting your goals. For anyone looking for a framework, I’ve repeatedly emphasized…
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Get cashback or miles on your income tax payments? Why not!

  • SG Budget Babe
Wow, I wasn’t expecting so many of you to appreciate my previous post on reducing your income tax – thanks for the support! Remember to maximise your tax reliefs and…
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How to reduce your income tax in Singapore (make use of these tax reliefs and deductions!)

  • SG Budget Babe
[Updated for 2019] Back when I was still in my first job, my annual income tax was only about $200. This was based on a yearly income of $30,000, of…
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My favourite app to always get 50% off dining and activities, even during peak hours!

  • SG Budget Babe
For those of you who love dining out, what’s a good way to save on your dining?By using a cashback credit cash with the highest rate for dining + savings app.You’ll…
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#howisavemoney

  • SG Budget Babe Dayre
Tag your #dayrefinance post too with #howisavemoney for the rest of us to read! 😊 — It makes me so happy to see more Dayreans blogging about how they save…
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How to avoid the hidden charges in your online shopping

  • SG Budget Babe
How many of you have realised that whenever you shop on an international website and pay via your credit card, you’re actually being charged more? Yes, this is the case…
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Posts pagination

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Featured Posts
  • 1
    A better way for Singapore investors to trade options
    • February 13, 2026
  • 2
    Is it too late to invest in the Straits Times Index today?
    • January 23, 2026
  • 3
    2025 Financial Review
    • January 2, 2026
  • 4
    Topping up your parent’s CPF for MRSS? You’ll no longer get tax reliefs on the first $2k
    • November 25, 2025
  • 5
    Maybank XL Cards Review: A Must-Have in 2025
    • October 16, 2025
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