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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
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    • Crypto
  • Property
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Credit Cards

60 posts
  • 7 minute read

Which credit card should I use ah?

  • SG Budget Babe
Raise your hand if you’ve a problem with figuring out which card is best to swipe for each transaction for maximum rewards. With Max MRS, you can now manually look…
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  • 4 minute read

How to earn miles on your income taxes

  • SG Budget Babe
Don’t make the mistake of paying for your income taxes via GIRO, because that earns you absolutely NOTHING on your payments. Here’s what I’ve been using to earn miles on…
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  • 4 minute read

A word for Buy Now Pay Later (BNPL) users

  • SG Budget Babe
Are you unknowingly being nurtured to cultivate more reckless spending habits? A few years ago, when Buy Now Pay Later (BNPL) services were first launched, a lot of folks questioned…
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  • 4 minute read

Credit card interest and late fees in 2023

  • SG Budget Babe
CIMB recently announced a hike in their interest rates for credit cards, which will come into effect next month. Here’s a look at the changes, as well as the prevailing…
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  • 9 minute read

Manage all your finances in one place with OCBC Financial OneView

  • SG Budget Babe
Good news for Singapore: SGFinDex now officially includes insurance data, which means that you and I are finally able to manage our bank accounts, CPF, HDB, IRAS, CDP investments and…
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  • 8 minute read

The Challenge with Personal Finance Today

  • SG Budget Babe
Managing one’s personal finances today looks very different from what it used to be for our parents’ generation. No wonder more people are falling behind and are unable to get…
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  • 8 minute read

Beat Inflation with these hacks!

  • SG Budget Babe
When inflation hits and you’re seeing your expenses go up as a result, what do you do? Do you: I’m the type of person who falls into the third category,…
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  • 5 minute read

HSBC Advance Credit Card Review – Possibly the Best Card for Cashback?

  • SG Budget Babe
The majority of cashback cards require consumers to choose between a low cashback rate (1+%) with few spending restrictions OR get a higher cashback rate (8-10%) on selected purchase categories…
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  • 1 minute read

Get $288 Cash from SingSaver this CNY

  • SG Budget Babe
SingSaver is giving out $288 cash tomorrow for the first 58 credit card applicants this Chinese New Year. Both new and existing cardholders are eligible. You can click here to…
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  • 6 minute read

Don’t Have a Multi-Currency Card yet? Here’s Why You Need To Get One Now

  • SG Budget Babe
As long as you shop online or travel overseas (Johor Bahru included), you really should be getting a multi-currency card to reduce your expenses by as much as 30%. Or, as…
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