SG Budget Babe, Author at SG Budget Babe

3 minute read

OCBC Has Fully Reimbursed S$13.7M to Scam Victims – Why this Scam will Go Down in History

SG Budget Babe

OCBC has just announced that it has made “full goodwill payments” to all victims of the recent SMS phishing scam that impersonated the bank. Most have received their payouts, while…

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7 minute read

Toddler Formula vs. Fresh Milk – Which is Better? Here’s Why We Choose Formula Milk

SG Budget Babe

If your child is willing, you can make the switch to fresh or UHT milk after they turn one. But here’s why I chose to stick with formula milk anyway – it is cheaper, more convenient, and helps to greatly ease the mental load of modern parenting.

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5 minute read

Savers Can Check Out this 1.2% p.a. Plan for 2 Years (Guaranteed Returns, Single Premium)

SG Budget Babe

For savers with at least S$10,000 looking for an option that will give you at least 1.2% p.a. guaranteed returns for the next few years, which will serve you better – your bank account, fixed deposits, SSB, or short-term endowment plans?

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3 minute read

Econ Healthcare Lost 3.2 Million on a HK Stock. But How Did Crosstec Even Appear on Its Radar?

SG Budget Babe

In a previous article about Econ Healthcare, I wrote about how I wasn’t interested to invest in the company for various reasons. Today, I add another key reason to that list…

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7 minute read

How Fractional Shares Can Help Investors – Syfe Trade Fees and Review

SG Budget Babe

Investing in fractional shares can be useful for both new and experienced investors. For those who are just starting out and do not have a huge sum of capital to…

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3 minute read

How CPF Can Help Your House (And Vice Versa)

SG Budget Babe

Some of you might recall my controversial post several years ago when I mentioned I didn’t have any intention of using my CPF to pay for housing, and prefer to…

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5 minute read

How to Spot a Scam So You Don’t Become the Next Victim

SG Budget Babe

In December, Singaporeans lost over S$8.5 million to scammers. Of this sum, about S$2.7 million was lost to phishing scams masquerading as OCBC over the Christmas weekend alone. Some scammers…

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5 minute read

2021 Financial Review – Income Growth But a Reduced Investment Performance

SG Budget Babe

As the year comes to an end, I typically do an annual review of my finances to check how my progress has been, and where we currently stand. I examine…

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8 minute read

Didn’t Meet Your Financial Goals Last Year? Here’s How to Finally Achieve Them

SG Budget Babe

Every year, most of us set financial goals as resolutions for the new year, but most people don’t end up achieving them. In fact, 94% of Singaporeans tend to set…

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6 minute read

What is the Owner-Occupier Scheme for HDB?

SG Budget Babe

In my last article, I wrote about how a couple can own a HDB and a private property without incurring hefty ABSD on their second property, by using the HDB…

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SG Budget Babe

OCBC Has Fully Reimbursed S$13.7M to Scam Victims – Why this Scam will Go Down in History

Toddler Formula vs. Fresh Milk – Which is Better? Here’s Why We Choose Formula Milk

Savers Can Check Out this 1.2% p.a. Plan for 2 Years (Guaranteed Returns, Single Premium)

Econ Healthcare Lost 3.2 Million on a HK Stock. But How Did Crosstec Even Appear on Its Radar?

How Fractional Shares Can Help Investors – Syfe Trade Fees and Review

How CPF Can Help Your House (And Vice Versa)

How to Spot a Scam So You Don’t Become the Next Victim

2021 Financial Review – Income Growth But a Reduced Investment Performance

Didn’t Meet Your Financial Goals Last Year? Here’s How to Finally Achieve Them

What is the Owner-Occupier Scheme for HDB?

SGX Orb Awards 2026 – thank you!

What’s the best way to buy the S&P 500 in Singapore?

Trust Freedom Card Review – is StockBack worth it?

What to do with your expiring GrabCoins

What Is a CDP Account—and Do Singapore Investors Still Need One in 2026?