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SG Budget Babe

Personal Finance for Singaporeans

  • Savings
    • Credit Cards
    • CPF
    • Bank Accounts
    • Fixed Deposits
  • Insurance
  • Investing
    • IPOs
    • Stocks
    • Crypto
  • Property
  • Family
    • Pregnancy
    • My First Home
    • Home Renovation
  • Contact
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Home Archives for SG Budget Babe Page 16

SG Budget Babe

701 posts
  • 7 minute read

Toddler Formula vs. Fresh Milk – Which is Better? Here’s Why We Choose Formula Milk

  • SG Budget Babe
If your child is willing, you can make the switch to fresh or UHT milk after they turn one. But here’s why I chose to stick with formula milk anyway – it is cheaper, more convenient, and helps to greatly ease the mental load of modern parenting.
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  • 5 minute read

Savers Can Check Out this 1.2% p.a. Plan for 2 Years (Guaranteed Returns, Single Premium)

  • SG Budget Babe
For savers with at least S$10,000 looking for an option that will give you at least 1.2% p.a. guaranteed returns for the next few years, which will serve you better – your bank account, fixed deposits, SSB, or short-term endowment plans?
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  • 3 minute read

Econ Healthcare Lost 3.2 Million on a HK Stock. But How Did Crosstec Even Appear on Its Radar?

  • SG Budget Babe
In a previous article about Econ Healthcare, I wrote about how I wasn’t interested to invest in the company for various reasons. Today, I add another key reason to that list…
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  • 7 minute read

How Fractional Shares Can Help Investors – Syfe Trade Fees and Review

  • SG Budget Babe
Investing in fractional shares can be useful for both new and experienced investors. For those who are just starting out and do not have a huge sum of capital to…
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  • 3 minute read

How CPF Can Help Your House (And Vice Versa)

  • SG Budget Babe
Some of you might recall my controversial post several years ago when I mentioned I didn’t have any intention of using my CPF to pay for housing, and prefer to…
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  • 5 minute read

How to Spot a Scam So You Don’t Become the Next Victim

  • SG Budget Babe
In December, Singaporeans lost over S$8.5 million to scammers. Of this sum, about S$2.7 million was lost to phishing scams masquerading as OCBC over the Christmas weekend alone. Some scammers…
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  • 5 minute read

2021 Financial Review – Income Growth But a Reduced Investment Performance

  • SG Budget Babe
As the year comes to an end, I typically do an annual review of my finances to check how my progress has been, and where we currently stand. I examine…
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  • 8 minute read

Didn’t Meet Your Financial Goals Last Year? Here’s How to Finally Achieve Them

  • SG Budget Babe
Every year, most of us set financial goals as resolutions for the new year, but most people don’t end up achieving them. In fact, 94% of Singaporeans tend to set…
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  • 6 minute read

What is the Owner-Occupier Scheme for HDB?

  • SG Budget Babe
In my last article, I wrote about how a couple can own a HDB and a private property without incurring hefty ABSD on their second property, by using the HDB…
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  • 9 minute read

Buying a Property Soon? Here’s how You Can (Legally) Get Around the Latest Cooling Measures

  • SG Budget Babe
The Singapore government has announced its latest round of cooling measures for the property market. Here’s a quick summary, and how you can (legally) get around them. What are the latest changes?…
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Featured Posts
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    2025 Financial Review
    • January 2, 2026
  • 4
    Topping up your parent’s CPF for MRSS? You’ll no longer get tax reliefs on the first $2k
    • November 25, 2025
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    Maybank XL Cards Review: A Must-Have in 2025
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