What is the Owner-Occupier Scheme for HDB?
In my last article, I wrote about how a couple can own a HDB and a private property without incurring hefty ABSD on their second property, by using the HDB…
Browsing Tag
HDB
9 posts
Why I Chose to Buy A HDB for Our First Home
Concerned about the rising trend of one-million-dollar resale HDBs, CNA recently invited me to share a commentary on my views on being prudent when it comes to buying your first…
Should I get a HDB or a bank loan?
In my last post, I promised to elaborate more on the common dilemma faced by most new homeowners: should you get a HDB or a bank loan? To put things…
What’s covered under your home insurance?
What is Home Insurance? A lot of finance bloggers have covered life / term / hospital / investment-linked / travel insurance policies, but I didn’t find much information on home…
Freelancing? Here’s how you can still get approval for a home loan.
The gig economy is growing, and even the Ministry of Manpower (MOM) has now acknowledged the challenges faced by freelancers in Singapore (read the speech here). Aside from the insecurity…
Housing Finances – How Much Will Your First BTO Cost You?
Although we’ve yet to apply for our BTO, I’ve been asked to share my plans and financial calculations, so here goes! Hopefully this will help those of you who need…
Choosing the right BTO flat
“Honey, let’s invest and buy the BIGGEST BTO flat in the MOST CENTRAL location so that we can sell it off for a huge profit next time!” Does this sound…
Buying A New Property? Here’s An Attractive Home Loan You’ve Not Heard Of
What’s the biggest big-ticket item you’ve bought? For most of us, that will probably be our house, which we generally don’t have the ability to pay upfront anyway. Therefore,…
Understanding Home Loans in Singapore
I was chatting with a friend today about how I’m considering investing in REITs, and he reminded me about how the rising interest rates environment are going to impact REITs…