Are Endowment Plans A Good Way to Save For Your Future Goals?
If you’re trying to save money, will it be a better idea to put your money in a bank, a fixed deposit, or a short to mid-term endowment policy?
Browsing Tag
Financial Planning
82 posts
Where to go to get unbiased insurance advice – Havend review
Need a safe space to get insurance advice without worrying about being pressured to buy insurance plans? Suspect that your agent may have oversold you certain policies? Wondering if you should “cut loss” on your 20-year endowment plan or ILP? Whether you’re clueless or savvy enough to DIY your own insurance, Havend offers a place for you to get access to trusted financial advice on your situation today.
At 4.2% annual returns with no lock-ins, is Chocolate Finance the real deal?
It has been 1 year since Chocolate Finance broke into the scene and offered a new model of investing your spare cash for returns higher than fixed deposits, without any lock-ins. One year on, has Chocolate Finance delivered on its promise and lived up to its hype?
Make Your CPF Nomination and LPA Today So That Your Loved Ones Won’t Be Burdened
Given the uncertainty of tomorrow, it’s crucial that we proactively devise a plan to manage our assets. By doing so early, we ensure that our loved ones can support us should we face challenges and that they will be provided for in the event of our absence. Here’s my experience on drafting a will, making a CPF nomination and a Lasting Power of Attorney (LPA), and how you can do yours too.
DBS POSB Retirement digiPortfolio review: Is it any good?
You may have heard of target date funds as the popular choice for retirement savers in the US. So, why are they not the default here? The new Retirement digiPortfolio…
Here’s how you can earn miles on your income tax payments
Disclaimer: My bias towards CardUp is real, especially given how it has been a fail-proof solution for me for the last 6+ years. But here’s how the other options currently…
How to Find the Right Critical Illness Plan For Yourself
With so many different types of critical illness (CI) insurance plans, how does one go about choosing? Here’s my guide to help you!
Budget 2024 – changes to our personal finance strategies
There’s been a lot of news coverage about what Budget benefits you can get, so I won’t go into detail here, but I wanted to focus on the changes in…
2023 Financial Review – $60,000 saved and other surprises
2023 was a year of surprises. I hit a new savings milestone ($60,000 in a year) and my investments turned the corner.
How to legally reduce your income tax in Singapore (2023 edition)
Yes, it is possible for many middle-income earners to legally get away with paying zero taxes…that is, if you know how to be smart about it. I was recently interviewed…