Utility Cost – What Is Worth Spending On?
In my last post, I shared with you my real secret and mindset that has helped me chalk up my savings easily – the concept of utility cost which I use before…
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Budgeting
85 posts
To Buy Or Not To Buy? Introducing UTILITY COST
It amazes me how up till today, the post you guys seem to like reading the most is still on how I saved $20k last year. Moving on, I wanted to share…
Can Younger Workers Really Save Enough to Retire?
“The retirement picture for younger Singaporeans is relatively healthy,” said Manpower Minister Tan Chuan-Jin. “Most Singaporeans who work regularly, and make prudent housing options, should have no worries building up…
Should You Buy the New Travel Concession Pass?
I’ve been lamenting the demise of my student concession card ever since I graduated from university a few years ago. Gone are the days when I could pay just $45…
Why We Need An Emergency Fund
As a young 20-something, many of us often think we’re invincible. Emergencies? Disasters? Nah, won’t happen to us. Even I am guilty of this. But today I feel the need…
A Guide for the Fresh Graduates Turned Working Adults
I remember feeling lost when I first graduated and took my first step into the working world. While it was exciting to start a new job and start earning a…
What Do We Really Need?
What are real needs? If you look at Maslow’s hierarchy of needs, we really don’t need that much to survive and lead a decent life. In fact, distilling this…
Here’s What I’m Doing On Valentine’s Day
What is Budget Babe doing for Valentine’s Day tomorrow?(or technically later, since I’m writing this past midnight.) Teaching GP tuition (I like to imagine I’m a “super tutor” too by…
How to Impress Your Date for Valentine’s Day (Without Breaking the Bank)
I quite like the idea of Valentine’s Day – a celebration of love and two people’s appreciation for one another. What I don’t like, however, is the sheer number of…
Guys, Are You Spending Too Much On Dating Singaporean Girls?
Are you spending too much money on dating girls? A friend shared this post with me this morning: “Female, 28, Looking for Expensive Boyfriend”. A number of male readers who have…