Insurance
Investing
Toddler Formula vs. Fresh Milk – Which is Better? Here’s Why We Choose Formula Milk
If your child is willing, you can make the switch to fresh or UHT milk after they turn one. But here’s why I chose to stick with formula milk anyway – it is cheaper, more convenient, and helps to greatly ease the mental load of modern parenting.
Savers Can Check Out this 1.2% p.a. Plan for 2 Years (Guaranteed Returns, Single Premium)
For savers with at least S$10,000 looking for an option that will give you at least 1.2% p.a. guaranteed returns for the next few years, which will serve you better – your bank account, fixed deposits, SSB, or short-term endowment plans?
Econ Healthcare Lost 3.2 Million on a HK Stock. But How Did Crosstec Even Appear on Its Radar?
In a previous article about Econ Healthcare, I wrote about how I wasn’t interested to invest in the company for various reasons. Today, I add another key reason to that list…
How Fractional Shares Can Help Investors – Syfe Trade Fees and Review
Investing in fractional shares can be useful for both new and experienced investors. For those who are just starting out and do not have a huge sum of capital to…
How CPF Can Help Your House (And Vice Versa)
Some of you might recall my controversial post several years ago when I mentioned I didn’t have any intention of using my CPF to pay for housing, and prefer to…
How to Spot a Scam So You Don’t Become the Next Victim
In December, Singaporeans lost over S$8.5 million to scammers. Of this sum, about S$2.7 million was lost to phishing scams masquerading as OCBC over the Christmas weekend alone. Some scammers…
2021 Financial Review – Income Growth But a Reduced Investment Performance
As the year comes to an end, I typically do an annual review of my finances to check how my progress has been, and where we currently stand. I examine…
Didn’t Meet Your Financial Goals Last Year? Here’s How to Finally Achieve Them
Every year, most of us set financial goals as resolutions for the new year, but most people don’t end up achieving them. In fact, 94% of Singaporeans tend to set…
What is the Owner-Occupier Scheme for HDB?
In my last article, I wrote about how a couple can own a HDB and a private property without incurring hefty ABSD on their second property, by using the HDB…
Buying a Property Soon? Here’s how You Can (Legally) Get Around the Latest Cooling Measures
The Singapore government has announced its latest round of cooling measures for the property market. Here’s a quick summary, and how you can (legally) get around them. What are the latest changes?…