2025 Financial Review
Released my book. Saw more multi-baggers. Dealt with haters. And yes, I managed to beat the S&P 500 again.
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Savings
263 posts
Topping up your parent’s CPF for MRSS? You’ll no longer get tax reliefs on the first $2k
4 years after I wrote about the CPF Matched Retirement Savings Scheme (MRSS), the policy has undergone further changes that anyone looking to leverage it should take note of. Launched…
Maybank XL Cards Review: A Must-Have in 2025
Imagine getting rewarded with 4 air miles per dollar (mpd) or 5% cashback for stuff you’re already paying for whenever you dine, shop, travel, play or spend overseas.
How Much Is Too Much? Rethinking Our Health Insurance Costs
I got a shock upon receiving my bill for my Integrated Shield plan (IP) last year. Even though I’m still in my 30s, it came up to almost S$2,000. My…
Is Standard Chartered’s 8.05% interest on your savings worth the move?
Local banks like DBS and OCBC have been cutting rates, but then SCB shocked everyone when they chose to do the opposite. But is 8.05% p.a. achievable and is it worth the move? Probably not, and here’s my take on why.
Here’s how you can earn miles on your income tax payments
Disclaimer: My bias towards CardUp is real, especially given how it has been a fail-proof solution for me for the last 8 years. But here’s how the other options to…
Is Chocolate Finance’s USD account and card worth getting?
In its latest move, Chocolate Finance now offers a Visa card earning 2 Max Miles per dollar to complement their upgraded managed account offering in both SGD and USD. Should you apply? Here’s what you need to know.
2024 Financial Review – officially a millionaire
Thanks to higher income from work and our investments in stocks and crypto hitting new all-time highs, I’ve officially crossed a million this year.
How to raise financially savvy kids in today’s digital banking age
As a parent, one of the biggest questions I’ve been trying to solve is: how do I teach my kids to become financially savvy in today’s digital banking age?
Credit card interest and late fees in 2024
For every dollar that you don’t pay off on your credit card bill at the end of each month, you’ll be charged a hefty interest rate at more than 25%.…