Why I Cancelled My ILP (Investment-Linked Policy)
How should I read the numbers on my Investment-Linked Policy (ILP)?I lost more than 2 months worth of salary to learn this important lesson: when insurance and investments are bundled…
How Much Debt Do Singaporeans Have?
What’s your credit score?Did you know that the secret to getting approved for a mortgage / personal loan / new credit card really lies in how good your credit score…
Here’s how you can get $1000 cashback this year
I love getting cashback or bonus interest whenever I spend on my credit cards. For instance, I was paid $20 over the last 2 months for spending on my credit…
Meet Singapore’s newest digital insurer (car owners can now keep their 50% NCD for life!)
Singapore’s new digital insurer. I’ve never seen an insurance website like this before. A new insurer has landed in town, and there are a few benefits they’re providing which I…
BOC SmartSaver is the better version of the new OCBC 360 account
Ever since OCBC changed their payment terms for their 360 account, I’ve been moping about the reduction in interest payments I get from them each month, as the maximum capped…
Swiber Bond Scandal : who should the retail investors blame?
The recent Swiber bond debacle has sparked off a new debate as to whether the Singapore government should save “accredited investors” – individuals who have at least S$2 million in…
14% Dividend Darling Stock – A Fairytale or Nightmare?
Rickmers Maritime note holders are not happy with their latest debt refinancing proposal, but they don’t really have much of a choice but to go along now, do they? In…
Fly budget, but watch out when you fly with Cebu Pacific
If you’re thinking of flying with Cebu Pacific for an international flight, I’d recommend you to spend a little more on a better airline. I generally like to go with…
Plan Your Wedding in 10 Steps
Follow my journey to the biggest day of my life (my wedding) on Dayre here! Having a headache planning your wedding? Not sure where to start? I can totally relate,…
Should I buy Term or Whole Life Insurance?
Should I buy term or whole life insurance? Which is better? Which is cheaper? The debate about term insurance vs. whole life insurance policies wages on. On one side of…