SG Budget Babe

686 posts
  • 15 minute read

Adulting 101: An Insurance Roadmap for Gen Zs

“I just hope nothing happens to me” is a poor plan for your future. Gen Zs, this is my open letter to you. Take it from this Millennial personal finance mama who is (i) not an insurance agent but (ii) willingly pays for insurance to protect my entire family. I may only be a few years older than you, but I’ve seen more of life to know what it’ll be like without protection.
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  • 7 minute read

Make Your CPF Nomination and LPA Today So That Your Loved Ones Won’t Be Burdened

Given the uncertainty of tomorrow, it’s crucial that we proactively devise a plan to manage our assets. By doing so early, we ensure that our loved ones can support us should we face challenges and that they will be provided for in the event of our absence. Here’s my experience on drafting a will, making a CPF nomination and a Lasting Power of Attorney (LPA), and how you can do yours too.
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  • 5 minute read

How to analyse stocks using the moomoo app

The secret to finding time to analyse stocks while juggling kids and your career is to use mobile apps that can allow you to do it on the go. Thanks to digital brokerages that have democratised access to investing information for retail investors, this option now exists (vs. a decade ago when I first started investing – where everything had to be done on the desktop)!
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  • 10 minute read

Miles vs Cashback cards: which is better for you?

To get the most rewards out of your credit cards, you need to decide early on if you prefer to chase after miles or earn cashback on your spending. Cashback cards work well if you’re a single spender, but once you start running a household, miles card will likely serve you best.
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